Terms & Conditions – Using Click to Switch Responsibly

Click to Switch Terms and Conditions

Last Updated: 07 March 2025

Welcome to Click to Switch (“we,” “us,” or “our”). We provide services (“Services”) that empower users (“you” or “your”) to explore and facilitate banking choices with greater ease. By accessing or using our Services, you agree to these Terms and Conditions (“Terms”). If you do not agree, you must stop using our Services immediately.

1. Introduction & Acceptance

1.1 Legal Agreement

These Terms govern your relationship with Click to Switch. By accessing, browsing, or using our Services, you confirm that you have read, understood, and agree to be legally bound by these Terms and our Privacy Policy. Please discontinue use immediately if you do not accept or understand any part of these Terms.

1.2 Eligibility

You must be at least the legal age of majority (18 in most jurisdictions) to use our Services. By using our Services, you confirm that your use does not violate any applicable laws or regulations in your jurisdiction.

2. Services Overview

2.1 Scope of Services

Click to Switch provides information about banking options and may assist users in switching between financial institutions. While we strive for accuracy, final decisions (such as account approvals or fee structures) remain the responsibility of the relevant financial institution.

2.2 No Financial Advice

All content, comparisons, and recommendations provided by Click to Switch are for informational purposes only. They do not constitute professional, legal, tax, or financial advice. We encourage you to consult a qualified professional before making financial decisions.

3. Account Registration & User Responsibilities

3.1 Account Creation

• Provide accurate, current, and complete information about yourself.
• Maintain and update your information as needed.
• Keep your login credentials confidential and notify us of unauthorized access.

3.2 Prohibited Conduct

• Violate any local, national, or international laws or regulations.
• Interfere with the functionality of the Services.
• Attempt to gain unauthorized access to any part of the Services.
• Use automated tools (e.g., bots, scrapers) to collect data from our Services.

4. Third-Party Bank Interactions

4.1 Independent Financial Institutions

We may provide links or facilitate communication with third-party banks or financial institutions. These third parties have their terms and privacy policies, and Click to Switch is not responsible for their products, services, or decisions.

4.2 No Endorsement

Listing or recommending a financial institution does not imply endorsement. Users assume all risks when dealing with third parties.

5. Intellectual Property

5.1 Ownership

All content, trademarks, and service marks displayed on the Services (“Content”) are the property of Click to Switch or its licensors. You are granted a limited, revocable, non-transferable license to access and use the Content for personal, non-commercial use.

5.2 User-Generated Content

By submitting content (e.g., reviews, feedback), you grant Click to Switch a worldwide, non-exclusive, royalty-free license to use, reproduce, distribute, and display such content.

6. Fees & Payments (If Applicable)

6.1 Paid Features

If Click to Switch introduces paid features, details regarding fees and billing will be provided. By opting in, you agree to pay the specified fees.

6.2 No Refunds Unless Required by Law

Unless otherwise stated, all fees are non-refundable. We reserve the right to modify pricing and payment terms with appropriate notice.

7. Disclaimers & Warranties

7.1 No Guarantees or Endorsements

Click to Switch provides information and tools to help users explore banking options. However, we do not endorse, guarantee, or recommend any specific financial institution, product, or service.

7.2 As Is, As Available

Our Services and all Content are provided "as is" and "as available" without warranties of any kind.

8. Limitation of Liability

Click to Switch and its affiliates shall not be liable for any indirect, consequential, or incidental damages, including loss of profits or data.

9. Indemnification

You agree to indemnify Click to Switch and its affiliates against any claims, liabilities, or expenses arising from:

• Your use or misuse of the Services.
• Your breach of these Terms.
• Your violation of third-party rights.

10. Contact Us

If you have questions, contact us at info@clicktoswitch.co.za.